ThinkTankWeekly

CAP Health Care Proposal: Regulation Hasn’t Delivered Affordability, So Let’s Try Regulation

CATO | 2026-04-12 | health

Topics: United States, Health

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English Summary

CATO critiques the Center for American Progress's (CAP) proposed health care regulations, arguing that further government intervention will fail to deliver affordability and may increase costs. The analysis points to the rising spending projections for Part D plans and the limited success of previous interventions, such as the IRA and Obamacare, as evidence of regulatory failure. The author contends that proposals like price caps on hospitals or tightening Medical Loss Ratio (MLR) rules are flawed because government price-setting often increases market inefficiency and overall spending. Consequently, the brief implies that the US needs a fundamental shift away from regulatory overreach to achieve affordable and universal care.

中文摘要

CATO 批評了美國進步中心(CAP)提出的醫療保健法規,認為進一步的政府干預無法實現可負擔性,甚至可能提高成本。該分析指出,D 部份(Part D)計劃的支出預測不斷上升,以及過去的干預措施,例如《《美國稅務法案》(IRA)》和《平價醫療法案》(Obamacare),其成功程度有限,這些都證明了監管的失敗。作者主張,諸如對醫院實施價格上限或收緊醫療損失比(MLR)規則等提案存在缺陷,因為政府進行價格設定往往會增加市場的低效率和整體支出。因此,該簡報暗示,美國需要從監管過度擴張轉型,才能實現可負擔且普遍的醫療照護。

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