ThinkTankWeekly

Why affordability will be a key issue in the 2026 midterm elections

Brookings | 2026-03-28 | economy

Topics: Middle East, United States, Economy

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English Summary

Since the pandemic, Americans rank affordability as their top concern, with costs for healthcare, housing, groceries, and utilities rising substantially faster than the 30.8% wage growth experienced. Healthcare costs have surged most dramatically—worker insurance contributions jumped 308% while wages rose only 119%, and median home purchase ages have jumped from 30 to 40 years as housing costs rose 28%, making homeownership unattainable for average families with median incomes of $85,000. This affordability crisis has proven electorally decisive, with recent Democratic victories centered on these bread-and-butter economic issues, and with the Iran conflict driving energy and food prices higher, the 2026 midterms will likely hinge on this issue as President Trump's inflation approval rating stands at just 34%, endangering Republican House candidates in swing districts.

中文摘要

自疫情以來,美國人將負擔能力列為首要關切,醫療、住房、食品和公用事業成本的增速遠超30.8%的工資增幅。醫療成本漲幅最為驚人——員工保險繳費激增308%,而工資僅上升119%;首次購房年齡從30歲升至40歲,房屋成本上升28%,使中位收入8.5萬美元的普通家庭無法購房。此負擔能力危機已被證明在選舉上具決定性意義,民主黨近期勝選主要圍繞這些民生經濟議題,而伊朗衝突推高能源與食品價格,2026年中期選舉很可能圍繞此議題決出勝負。鑑於特朗普總統的通膨認可度僅34%,共和黨眾議院候選人在搖擺州面臨風險。

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